Generative AI Algorithms: The Fine Line Between Speech and Section 230 Immunity

Generative AI Algorithms: The Fine Line Between Speech and Section 230 Immunity

 By Hannah G. Babinski

ABSTRACT

Russian-American writer and philosopher Ayn Rand once observed, “No speech is ever considered, but only the speaker. It’s so much easier to pass judgment on a man than on an idea.”[1] But what if the speaker is not a man, woman, or a human at all? Concepts of speech and identities of speakers have been the focal points of various court cases and debates in recent years. The Supreme Court and various district courts have faced complex and first-of-their-kind questions concerning emerging technologies, namely algorithms and recommendations, and contemplated whether their outputs constitute speech on behalf of an Internet service provider (“Internet platform”) that would not be covered by Section 230 of the Communications Decency Act (“Section 230”).  In this piece, I will examine some of the issues arising from the questions posed by Justice Gorsuch in Gonzalez v. Google, LLC, namely whether generative AI algorithms and their relative outputs constitute speech that is not immunized under Section 230. I will provide an overview of the technology behind generative AI algorithms and then examine the statutory language and interpretation of Section 230, applying that language and interpretive case law to generative AI. Finally, I will provide demonstrative comparisons between generative AI technology and human content creation and foundational Copyright Law concepts to illustrate how generative AI technologies and algorithmic outputs are akin to unique, standalone products that extend beyond the protections of Section 230.

 

Continue Reading 

Life’s Not Fair. Is Life Insurance?

The rapid adoption of artificial intelligence techniques by life insurers poses increased risks of discrimination, and yet, regulators are responding with a potentially unworkable state-by-state patchwork of regulations. Could professional standards provide a faster mechanism for a nationally uniform solution?

By Mark A. Sayre, Class of 2024

Introduction

Among the broad categories of insurance offered in the United States, individual life insurance is unique in a few key respects that make it an attractive candidate for the adoption of artificial intelligence (AI).[1] First, individual life insurance is a voluntary product, meaning that individuals are not required by law to purchase it in any scenario.[2] As a result, in order to attract policyholders, life insurers must convince customers not only to choose their company over other companies but also convince customers to choose their product over other products that might compete for a share of discretionary income (such as the newest gadget or a family vacation). Life insurers can, and do, argue that these competitive pressures provide natural constraints on the industry’s use of practices that the public might view as burdensome, unfair or unethical and that such constraints reduce the need for heavy-handed regulation.[3]

Continue reading